Answer eighteen sections of questions about your firm. Get back a branded, firm-specific AML Policy & Procedures document plus the companion Firm-Wide Risk Assessment. Ready for your Nominated Officer to sign off and adopt.
MLR 2017 Regulation 19 requires every regulated estate agency to have a written AML Policy & Procedures document. HMRC expects it. Buyers ask for it. Most firms either buy a cheap template and don't adapt it properly, or pay a consultant £1,500+ for a bespoke document.
The Bespoke Procedures Wizard is the middle path. You answer structured questions about your firm — your MLRO, your services, your client mix, your risk profile, your CDD process — and the wizard generates a fully-drafted, branded, firm-specific document. It's not a template. It's the finished article, produced in the time it takes to make a cup of tea.
The wizard is the same regulatory content as the guide — built into a system that does the writing for you.
The wizard is structured around the eighteen sections HMRC expects in a compliant Policy & Procedures document. You answer firm-specific questions; the wizard produces the corresponding section of the document. Sections HMRC doesn't explicitly require (tipping-off reminders, breach policy, whistleblowing) are included anyway because omitting them is a red flag at inspection.
Your firm's legal identity, HMRC supervision reference, services covered.
Your Nominated Officer, deputy, board accountability.
MLR 2017, POCA 2002, TACT, Sanctions Act — the foundation the Policy sits on.
Your geographic focus, client mix, cash thresholds, inherent risk bands.
ID & address evidence, vendor timing, your CDD forms.
Your EDD triggers and approval chain.
Your position on bank statements, SoW narrative, crypto-sourced funds.
Rescreen cadence for low, medium, high-risk clients.
Your screening method, provider, Register of Overseas Entities policy.
Your internal reporting chain, NCA external reporting protocol.
Explicit POCA s.333 prohibition and what counts as tipping off.
Retention period, storage, disposal, Reg. 40 compliance.
Induction, refresher cycle, knowledge check, training register.
Introducer register, payment restrictions, Reg. 39 reliance position.
Vulnerable-vendor protections, social-media content review.
Your disciplinary policy, whistleblowing channel.
Review frequency, spot-check cadence, board reporting.
Board-adoption signature block with your MLRO and second director.
Secure checkout. You're redirected straight to the wizard URL. No logins, no account setup, no waiting for a delivery email.
Around twenty minutes of focused input. Upload your logo, set your brand colours, enter your firm's details. Every answer flows directly into the finished document.
See the branded cover on-screen, click Download Word Pack. You get a ZIP containing your firm's AML Policy & Procedures document and your companion Firm-Wide Risk Assessment.
The Policy has a sign-off page ready for your Nominated Officer and a second director. Sign, date, file. You're compliant.
Firm changes? Services changed? Risk profile shifted? Go back to the wizard, update the relevant sections, download a fresh version. No extra cost.
Buyers in compliance appreciate honesty about scope. This product is a document-drafting product. It is not a substitute for the following — and nothing on this page should be read as claiming otherwise.
Payment by card · Instant access · No recurring fees
Yes. The wizard produces a document structured around MLR 2017 Regulation 19 with every obligation HMRC expects to see in an inspection — CDD procedures, risk assessment reference, SAR process, training records, five-year retention, sanctions screening. That said, the document is a first draft based on your answers. Your Nominated Officer must review and sign it off before it has effect.
The £80 guide is a 17-page template with guidance. You read it, adapt it, and type your own document in Word — budget for a working day. The £280 Bespoke product is a wizard that produces your firm's finished document in around 20 minutes based on structured questions. Same regulatory content, different amount of your time.
Yes. The wizard is permanently available — go back to it any time, update the answers that have changed, and download a fresh version. There's no re-purchase cost.
The generated document is a Word file. You can edit it freely after download — add custom clauses, append appendices, adapt wording. The wizard gets you 95% of the way in 20 minutes; your MLRO does the remaining 5% with knowledge of your firm that the wizard can't have.
Legally, you need a Nominated Officer before adopting any AML policy. You can buy this product, complete the wizard, and download the draft without having appointed one — but you cannot put the document into effect until you have. If you're not sure whether you have one, answer the question honestly in the wizard and raise it with your MLRO before adoption.
Branded. You upload your firm's logo during the wizard, pick brand colours and an accent colour, and those appear on the cover page, section headers, and callouts throughout. The document header runs your firm name alongside "AML Policy & Procedures V1.0" on every page.
The wizard is maintained — when MLR guidance changes materially, the underlying document generator is updated and you can regenerate your Policy with the new wording at no additional cost. You're buying access to the wizard, not a one-off file.
After SamCart payment, you're redirected to the wizard URL. No login, no account. Bookmark the URL — you can come back to it any time. Your answers are not saved between sessions (by design — compliance documents should be reviewed fresh each time, not auto-filled from stale data).
Every MLR 2017 Regulation 19 obligation, in one document, in your firm's brand. Your MLRO signs it. You're done.