HMRC compliance training for property sourcers

Is your sourcing business actually compliant? Or just hoping so?

Property sourcing is regulated estate-agency work — and HMRC knows it. Generic estate-agent AML training doesn't cover the multi-party deals, introducer chains, investor lists, and WhatsApp deal-groups that define sourcing. This course does.

40Slides · 8 modules
MLR 2017Fully compliant
£80Procedures guide
£280Bespoke procedures
£350Full training course
Why this matters

Sourcing is on HMRC's list. Generic estate-agent training won't save you.

Property sourcing falls within the scope of UK Money Laundering Regulations because it constitutes estate-agency work — the definition in the Act turns on marketing property to buyers, not on holding client money. HMRC has been clear about this for years. Most sourcers know. Fewer have training that actually addresses the sourcing-specific risks they face every day.

Your business doesn't look like an estate agent's. You have a vendor, an investor, often an introducer, sometimes a JV partner, sometimes a sub-sourcer. That's multi-party CDD that single-agent training simply doesn't address. You distribute deals across public, community, and private channels — each with different compliance rules. You take deposits, structure sub-sales, and work with SPVs. Every one of those has its own AML exposure. Generic training isn't good enough.

UnlimitedFine
2 YearsImprisonment
DeregistrationCan't trade
The course

Eight modules. Every stage of a sourcing deal, every obligation your team needs to understand.

The course is built around the way a sourcing deal actually flows — vendor intake, deal structuring, investor distribution, introducer packaging. At each stage you'll see what the law expects, where criminals exploit the gap, and what you personally must do about it.

Module 01

Why sourcers are a target

Why sourcing attracts a specific pattern of criminal abuse — BMV urgency, opaque structures, investor distance from the vendor.

Module 02

Your legal position as a sourcer

Why sourcing is in scope for MLR 2017. The Estate Agents Act overlay. POCA s.327–s.329 offences. What HMRC supervision means in practice.

Module 03

Client risk assessment — the investor

Risk-assessing the investor you act for. Individual vs corporate buyers. PEPs, offshore structures, unexplained wealth. Simplified, standard and enhanced due diligence.

Module 04

Deal intake — the vendor side

Vendor CDD. Lead-source risk. Welfare duty on vulnerable or distressed vendors. Red flags at first contact.

Module 05

Deal structuring — the vehicles criminals exploit

Sub-sale chains, lease options, SPV purchases. Register of Overseas Entities checks. When structures look legitimate and when they don't.

Module 06

Deal distribution — the three-layer rule

Public content, community content, CDD-completed distribution. How to market deals without tipping off the criminal world. WhatsApp and deal-group compliance.

Module 07

Deal packaging — introducers, sub-sourcers, Reg 39

The introducer register. Why Reg 39 reliance rarely fits sourcing. Sub-sourcer verification. Cash-fee prohibition. Bird-dog agreements.

Module 08

Deal-type deep dives

BMV residential, serviced accommodation, HMO, lease options, commercial and development. Deal-specific red flags, CDD steps, and the €10,000 rent-to-rent threshold.

Everything you need

One course. Every obligation covered.

📋
40-Slide Course8 modules, professional design
Knowledge Check10 questions with full answer key
✍️
Staff DeclarationPrint-ready signature form
📁
Line Manager RecordCountersignature form, 12-month refresher reminder
📦
8 Module FilesDeploy individually for targeted refreshers
🔖
Quick Reference CardDeal-lifecycle summary for every desk
♾️
Unlimited StaffOne payment, no per-seat fees, forever
🔍
Health Check10-point compliance self-assessment included
New product line

This is a new course — built from scratch for sourcers.

This is not an estate-agent course with the word "sourcer" pasted over the top. It has been written from primary legislation (MLR 2017, POCA 2002, EAA 1979, the Register of Overseas Entities requirements) and from the real mechanics of a sourcing deal — how vendors enter the pipeline, how investors are onboarded, how deals are distributed and packaged.

Early access

First-cohort buyers get our attention.

Every first-cohort buyer gets a direct line to the author of the course. Questions about a specific deal, uncertainty on a CDD judgement call, confusion about how the Reg 39 reliance rules apply to a particular sub-sourcer arrangement — email, we reply.

We'd rather build this course alongside the sourcers who actually use it than launch with testimonials we can't yet substantiate. If you're in the first cohort, you shape what the next version looks like. That's the deal.

Choose your licence

Your sourcing team could be compliant by tomorrow morning.

£80
Instant download · Written guide
Written Procedures Guide
Your legal written AML procedures document for sourcing — done correctly.
  • Step-by-step guide to every required section
  • Template wording you can lift and adapt
  • Sourcing-specific content: introducer register, sub-sourcer CDD, distribution rules
  • What HMRC looks for in an inspection
  • Covers MLR 2017, POCA 2002, HMRC guidance and Register of Overseas Entities
  • Version control record included
  • Instant download
Get the Guide — £80 →
£280
18-section guided wizard · instant download
Bespoke Procedures Document
Firm-specific sourcing policy, generated from an 18-section guided wizard. The done-for-you alternative to the DIY guide — no writing required.
  • 18-section guided wizard covering every MLR 2017 obligation for sourcers
  • Firm-specific AML Policy & Procedures document
  • Companion Firm-Wide Risk Assessment under Reg. 18
  • Built for the sourcing lifecycle — investor CDD, introducer register, three-layer distribution
  • Your brand colours and logo on every page
  • Nominated Officer sign-off page included
  • Regenerate any time as your firm changes
Get Bespoke Procedures — £280 →
£350
One-time payment · Instant download · Unlimited staff
Standard Licence
Inspiring Ventures branded. Ready to deploy today.
  • 8-module video course — The Sourcer's AML Lifecycle
  • Knowledge check with answers
  • Staff AML Declaration form
  • Line Manager Sign-Off Record
  • 8 individual module files
  • Quick Reference Card — deal-lifecycle summary
  • AML Compliance Health Check
  • Unlimited staff, no per-seat fees
Get the Course — £350 →
£800
One-time payment · Custom branding · Reseller rights
White Label Licence
Your name. Your logo. Your MLRO. Sell it to other sourcing firms or to your investor network.
  • Everything in Standard, plus:
  • Your company name throughout
  • Your logo on every slide
  • Your MLRO details pre-filled
  • Full source files included
  • Reseller rights — charge other firms for training
  • White Label Reseller Guide
  • Priority email support for setup
Get White Label — £800 →

Payment by card · Instant download

Common questions

Everything you need to know

Is sourcing really regulated under MLR 2017?

Yes. Property sourcing falls within the definition of estate-agency work in the Estate Agents Act 1979 — the definition turns on marketing property to buyers, not on holding client money. Where a sourcing firm's turnover or activity meets the threshold, HMRC supervision is mandatory. Trading unregistered is an offence with an unlimited fine and up to two years' imprisonment for serious cases.

Why can't I use the AML training you sell to estate agents?

You can — but it won't cover the risks specific to your business. A sourcing deal has multiple counterparties (vendor, investor, sometimes introducer, sometimes sub-sourcer, sometimes JV partner). It travels through deal distribution layers — public posts, community alerts, CDD-completed sends. It touches deal types estate agents rarely see — lease options, sub-sales, serviced accommodation, rent-to-rent. Training built for single-transaction estate agents doesn't address any of those. HMRC inspectors know the difference.

How do staff actually complete the course?

No accounts or software needed. Staff work through the 8 modules, complete the 10-question knowledge check (pass mark 8/10), print and sign the declaration, and hand it to their line manager. The line manager countersigns and files it as part of their personnel record. Certification lasts 12 months — set a reminder and refresh.

Do we pay per person?

No. One payment covers your whole team, every office, as many times as you need — new joiners, annual refreshers, everyone. Unlimited use.

What's the difference between the Bespoke Wizard (£280) and the Written Guide (£80)?

The £80 Written Guide is a DIY document. You read it, adapt the templates to your firm, and type your own procedures in Word — expect to spend a working day on it. The £280 Bespoke Wizard is a guided 18-section system — you answer firm-specific questions and it produces the finished Word document for you. Same regulatory content, different amount of your time. The wizard also produces a companion Firm-Wide Risk Assessment; the guide doesn't.

What's the difference between Standard (£350) and White Label (£800)?

Standard carries the Inspiring Ventures brand throughout. White Label is fully rebranded with your sourcing firm's name, logo and colours, with full source files so you can edit further. White Label also includes reseller rights — you can charge other sourcing firms or members of your investor network to take the training through your brand.

I'm already HMRC-registered as an estate agent — do I need this too?

If you do sourcing as a subset of wider estate-agency activity, you're already covered by the same registration. But your training and policies need to address the sourcing-specific risks, not just single-party sales. Running this course for the staff who do sourcing — while running the estate-agent course for the staff who don't — gives you a documented audit trail that every risk your firm actually carries is covered.

What sources is the training based on?

Primary legislation and guidance only: MLR 2017 as amended; POCA 2002 Parts 7 and 11; Terrorism Act 2000 Part III; Estate Agents Act 1979; Economic Crime (Transparency and Enforcement) Act 2022; Economic Crime and Corporate Transparency Act 2023; and current HMRC guidance for estate-agency and letting-agency businesses. Everything is referenced back to source in the course notes.

When is the course delivered?

Immediately. After checkout, SamCart delivers a download link to the course files and the supporting documents. For the £280 Bespoke Wizard, the checkout redirects you directly to the wizard URL.

Ready?

One payment. Instant download.
Every sourcer on your team, trained and signed off.

Every legal training obligation met — with a documented audit trail HMRC expects to see. Built for sourcing, not adapted from it.