Your AML file is either evidence or it is a liability.
HMRC does not ask whether you meant to comply. It asks to see the procedures, the risk assessment, the training records and the checks. Most agencies have the first and not the rest.
Four minutes, scored result, no card.
The products.
All prices plus VAT where applicable. Every one is delivered immediately.
| Product | Who it is for | Price | |
|---|---|---|---|
| AML readiness check | Anyone. Scores your file against the four things an inspection asks for. | Free | Start |
| AML Procedures Guide | Understanding the regime and what good looks like. | £80 | Buy |
| AML Training Videos | Evidencing that staff were actually trained. | £350 | Buy |
| HMRC Registration Assistance | Firms registering or re-registering for supervision. | £440 | Buy |
| Bespoke Written AML Procedures | The document your firm actually has to hold. Built from your answers, branded, immediate. | £280 | Buy |
| AML Training — White Label | Resellers and networks delivering training under their own brand. | £800 | Buy |
| AML + RRA Bundle | Both regimes in one pack — the two things an inspection actually asks for. | £620 | Buy |
Sourcing businesses have a separate version of the bespoke procedures — the risk profile is different enough that the agency document would be wrong. Sourcer version.
What the bespoke wizard produces.
Twenty minutes of questions about your firm. A finished, branded document at the end of it — not a template with blanks.
Your firm
Structure, size, services, the parts of the business in scope.
Your risk
Customer types, geography, transaction patterns, delivery channels.
Your controls
Who does what, at which point, and what gets recorded.
Your document
Generated, branded and downloadable immediately. Ready to sign and file.
Straight answers.
- "Our network gives us one." Then check whose firm it describes. A network document is a starting point, not a firm-specific procedure.
- "We have never been inspected." That is not a control. It is a sample size of one.
- "We will do it if they ask." The regulations require the procedures to exist before the checks they govern, not after the letter arrives.
- "It is only lettings." Lettings is in scope above the rent threshold, and most agencies do some sales work too.
This page explains what the regime requires. It is not legal advice, and we do not guarantee an inspection outcome — nobody honestly can.
Questions we get asked
Do letting agents need AML procedures?
Letting agency work falls in scope where rents reach the threshold set in the regulations, and sales agency work is in scope regardless. If you are registered with HMRC for supervision, you need written procedures specific to your firm — a template with someone else's name on it is not one.
What does HMRC actually ask to see?
Your written policies and procedures, your firm-level risk assessment, evidence that staff have been trained, and records showing the checks you say you do are the checks you did. The gap most firms have is the third and fourth, not the first.
Is a template enough?
No. The regulations require procedures proportionate to your firm's size, structure and risk. A generic document is evidence you did not do the assessment. That is what the £280 bespoke wizard is for — it builds the document from your answers about your firm.
How long does the bespoke document take?
The wizard takes about twenty minutes to complete. You get the finished document immediately, branded, ready to sign and put in the file.
What is the difference between the guide and the bespoke procedures?
The £80 guide explains the regime and what good looks like. The £280 bespoke procedures produce the actual document your firm needs to hold. Most firms who buy the guide first end up buying the procedures.
We are a sourcing business, not an agency. Is it different?
Yes, and there is a separate sourcer version. The risk profile and the customer relationships are different enough that the same document would be wrong.